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SoFi Technologies
- Rating
- Price at publication
- $18.40
- Target price
- $23.00
- Stated upside
- +25%
- Published
- 18 June 2026
Thesis
A diversified fintech platform across lending, banking and investing, where deposit growth and a rising member base support earnings expansion.
Key risks
- 01Credit quality could deteriorate in a downturn
- 02Regulatory scrutiny of fintech and digital banking
- 03Competition from traditional banks and fintech peers
Price, target and upside are as stated in the report on 18 June 2026, not updated since.
Full report
Open in a new tab ↗Educational research. This report reflects the views of its student author as of 18 June 2026. It is not investment advice or a recommendation to buy or sell any security. Full disclaimer.